RupeeCase | Systematic Quantitative Investing Terminal by QC AlphaRupeeCase | Systematic Quantitative Investing Terminal by QC Alpha
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Risk profile

Know your
risk band.

A 28 question risk profile on what you can afford to lose and what you can stand to watch. The lower of the two scores places you in one of five bands, with the RupeeCase strategies within it.

  • 6 to 8 minone question at a time
  • Privatestays in this browser
  • 28questions, 10 sections
Start the assessment How it scores

01The assessment

28 questions.

One at a time. Press a number key to answer, Enter to go on.

Running readingWaiting for an answerThe needle moves after each scored answer
    Not started0%

    02Your report

    It builds as you answer.

    • Your bandone of five, with its SEBI Riskometer level
    • Two scorescapacity and tolerance, each out of 50
    • The strategieswithin your risk band and outside it
    • A recordtimestamped with an ID, printable to PDF

    28 questions6 to 8 minutesStays in this browser

    Take the assessment

    An educational tool, not investment advice, and not approved or validated by SEBI.

    03How it scores

    Every point,
    in the open.

    1. 01Capacity, out of 50Age, horizon, emergency fund, loans, work, dependents, portfolio size.
    2. 02Tolerance, out of 50A 20 percent drop, the loss you can accept, steady or swinging, life, knowledge, years.
    3. 03The lower one countsThe final score is the lower of the two, after the protective adjustments.
    4. 04Five bandsEach band maps to the strategies within it.
    CapacityMaximum points per answer

    What you can afford to lose.

    Time horizon12
    Age band10
    Emergency fund8
    No other loans6
    Employment6
    Dependents4
    Portfolio size4

    Sums to 50. Over 10 years of horizon scores 12; under 1 year scores 0 and stops the report.

    ToleranceMaximum points per answer

    What you can stand to watch.

    A 20% drop12
    Loss you accept10
    Steady or swinging10
    Knowledge8
    Risk in life6
    Years investing4

    Sums to 50. Researching the cause before deciding scores highest on the 20% drop question.

    FinalAn example

    Capacity 34, tolerance 38. The final score is 34.

    No emergency fund takes 6 off the final score. A catastrophic trading loss with tolerance over 30 takes 20 off tolerance.

    BandsFinal score, out of 50

    Five bands, each with its strategies.

    0 to 10Very ConservativeLowNone yet: FDs, liquid or debt funds first
    11 to 20ConservativeLow to ModerateConservative tier, 4 strategies
    21 to 30ModerateModerateConservative and balanced, 10
    31 to 40Moderately AggressiveModerately HighBalanced and growth, plus 2 largecap, 12
    41 to 50AggressiveHighAll 18

    04Red flags

    Two answers stop the report.
    Four lower it.

    StopsBorrowed moneyNo index within the band until the borrowing is repaid.
    StopsHorizon under 1 yearOutside equity. FDs or liquid funds are built for it.
    LowersNo emergency fundFinal score minus 6, and flagged.
    LowersCatastrophic loss, high toleranceRecent loss bias: tolerance minus 20.
    FlagsMoney needed within 3 yearsFlagged when the horizon says longer.
    FlagsOver 80% already in equityFlagged as equity concentration.

    Explore next

    Where to go next.

    Next step

    Know your band.
    Then compare inside it.

    See the strategies Sign up for RupeeCase

    Inside your band, compare the strategies side by side, check the one fee per rebalance and follow the four steps to start.

    RupeeCase is operated by QC Alpha Technologies Pvt. Ltd., which is not a SEBI registered Investment Adviser. Indices on RupeeCase are systematic research products. This profiler is an educational tool, not investment advice; a SEBI registered Investment Adviser can advise on your own situation. Background: the marketplace filters in the app, sample data.