--- title: "Risk Profile Assessment | Find Indices That Fit Your Risk" description: "A 28 question risk profile based on SEBI's suitability questions. Scores capacity and tolerance separately, then lists the RupeeCase index algos in your band." source_url: "https://www.rupeecase.com/risk-profile" --- Risk profile # Know your risk band. A 28 question risk profile on what you can afford to lose and what you can stand to watch. The lower of the two scores places you in one of five bands, with the RupeeCase strategies within it. * **6 to 8 min**one question at a time * **Private**stays in this browser * **28**questions, 10 sections Start the assessment How it scores 01The assessment ## 28 questions. One at a time. Press a number key to answer, Enter to go on. Running reading**Waiting for an answer**The needle moves after each scored answer Not started0% 02Your report ## It builds as you answer. * **Your band**one of five, with its SEBI Riskometer level * **Two scores**capacity and tolerance, each out of 50 * **The strategies**within your risk band and outside it * **A record**timestamped with an ID, printable to PDF 28 questions6 to 8 minutesStays in this browser Take the assessment An educational tool, not investment advice, and not approved or validated by SEBI. **0** Capacityout of 50 **0** Toleranceout of 50 **0** Finalthe lower See the strategies within your band**0** Within your risk band From your answers so far. A starting point to read, not advice. Back to the reading ### Outside your risk band Strategies with risk characteristics beyond this profile. You can reassess after gaining experience or when your situation changes. ### Disclosures * The questions are built on the areas SEBI's suitability framework uses (SEBI (Investment Advisers) Regulations 2013, Regulations 16 and 17). It is an educational tool, not an assessment by a registered adviser, and it is not approved or validated by SEBI. * RupeeCase (QC Alpha Technologies Pvt. Ltd.) is not a SEBI registered Investment Adviser. The strategies shown are systematic research products, and nothing here is investment advice. * Past performance does not guarantee future returns. All strategies involve market risk. Read each strategy's factsheet, linked from its page, before investing. * A profile is valid for 12 months. Retake it every year or after a material change (income, marriage, retirement, a major loss). Continue the assessment Download PDF Start over 03How it scores ## Every point, in the open. 1. **04**Five bandsEach band maps to the strategies within it. 2. **04**Five bandsEach band maps to the strategies within it. 3. **04**Five bandsEach band maps to the strategies within it. 4. **04**Five bandsEach band maps to the strategies within it. What you can afford to lose. Time horizon12 Age band10 Emergency fund8 No other loans6 Employment6 Dependents4 Portfolio size4 Sums to 50. Over 10 years of horizon scores 12; under 1 year scores 0 and stops the report. What you can stand to watch. A 20% drop12 Loss you accept10 Steady or swinging10 Knowledge8 Risk in life6 Years investing4 Sums to 50. Researching the cause before deciding scores highest on the 20% drop question. Capacity 34, tolerance 38. The final score is 34. Capacity34 Tolerance38 Final, the lower34 No emergency fund takes 6 off the final score. A catastrophic trading loss with tolerance over 30 takes 20 off tolerance. Five bands, each with its strategies. **0 to 10**Very Conservative*Low**None yet: FDs, liquid or debt funds first* **11 to 20**Conservative*Low to Moderate**Conservative tier, 4 strategies* **21 to 30**Moderate*Moderate**Conservative and balanced, 10* **31 to 40**Moderately Aggressive*Moderately High**Balanced and growth, plus 2 largecap, 12* **41 to 50**Aggressive*High**All 18* 04Red flags ## Two answers stop the report. Four lower it. *Stops***Borrowed money**No index within the band until the borrowing is repaid. *Stops***Horizon under 1 year**Outside equity. FDs or liquid funds are built for it. *Lowers***No emergency fund**Final score minus 6, and flagged. *Lowers***Catastrophic loss, high tolerance**Recent loss bias: tolerance minus 20. *Flags***Money needed within 3 years**Flagged when the horizon says longer. *Flags***Over 80% already in equity**Flagged as equity concentration. Explore next ## Where to go next. * [GuideHow much equity should you hold at your age? The rule of thumb, and what to use insteadThe 100 minus age rule, and four equity and debt mixes tested on NSE data since 2015.](/guides/equity-allocation-by-age) * [TierStarter tier strategies2 strategies grouped by job](/strategies/by-tier/starter) * [TierConservative core tier strategies3 strategies grouped by job](/strategies/by-tier/conservative) * [Free module 8.2Loss Aversion and Prospect Theory11 min read](/learn/path-8/module-8-2-loss-aversion-and-prospect-theory) * [CalculatorAsset allocation by risk profileFree, with the formula and a worked example](/learn/tools/asset-allocation-calculator) Next step ## Know your band. Then compare inside it. [See the strategies](/strategies/) [Sign up for RupeeCase](https://invest.rupeecase.com/signup) Inside your band, [compare the strategies](/compare) side by side, check the [one fee per rebalance](/pricing) and follow the [four steps to start](/getting-started). RupeeCase is operated by QC Alpha Technologies Pvt. Ltd., which is not a SEBI registered Investment Adviser. Indices on RupeeCase are systematic research products. This profiler is an educational tool, not investment advice; a SEBI registered Investment Adviser can advise on your own situation. Background: the marketplace filters in the app, sample data.