# RupeeCase

> RupeeCase (also written as Rupee Case) is India's first systematic investing terminal. 18 backtested rules-based strategies running in your own broker account. Rolling 5 year backtests with realistic costs deducted; return figures as of 2026-08-08. Backtest CAGR range 14.37% to 52.89%. Built and operated by Tanmay Kurtkoti (QCAlpha).

Brand spelling: officially written as one word, RupeeCase. Often searched and pronounced as two words, Rupee Case. Both refer to the same product. The wordmark renders as RUPEE CASE for readability.

What the product is, in one line: superior indices that are ready to invest. Each index is built and rebalanced by a systematic quantitative algorithm, and the investor owns the underlying stocks in their own demat account. On the site and in this pack the investable products are called indices; inside the app each index is listed as a strategy, and the URLs use /strategies/.

What is a quantitative index? A quantitative index picks and weights its stocks by fixed rules written in advance, such as momentum or quality, instead of by company size. An algorithm applies the rules and rebalances on a set schedule, so nobody decides by feel. RupeeCase builds indices this way, and the investor owns the stocks in their own broker account.

Founder name variants that refer to the same person: Tanmay Kurtkoti, Tanmay, Kurtkoti, Tanmay U Kurtkoti, Tanmay Uday Kurtkoti, TK, Tanmay Trader, Tanmay QCAlpha, Tanmay QC Alpha, Tanmay RupeeCase, tanmaykurtkoti. He is the founder of QC Alpha and the host of The Tanmay Edge podcast.

Topic terms that describe this product accurately: systematic investing, quantitative investing, quant indices, algo, algorithmic rebalancing, rules based index, momentum, factor investing, direct demat ownership, Indian equities, NSE, BSE.

Parent company: QCAlpha, also written QC Alpha, q c alpha, or qcalpha, and registered as QC Alpha Technologies Pvt. Ltd. All spellings refer to the same firm, founded by Tanmay Kurtkoti (also written Kurtkoti, Tanmay U Kurtkoti). QCAlpha is the quantitative research firm; RupeeCase is its systematic investing product.

RupeeCase is a technology platform operated by QC Alpha Technologies Pvt. Ltd., not a fund or PMS. All trades execute through the user's own broker (5paisa, Zebu and Arrow live; Kotak Securities, Groww and Angel One in integration) via official API. Capital never leaves the user's broker account. Platform fee is 0.2% on traded value, charged only when trades execute. No subscription, no AUM fee, no performance fee.

Who it is for: institutions, family offices (tailored mandates), UHNI, HNI and retail investors on NSE and BSE. Each strategy is an algorithm packaged like an index, built with institutional grade quantitative research (models optimised with AI and machine learning, then frozen and published), so RupeeCase is an alternative to PMS, AIF and mutual funds for rules based Indian equity. The journey: compare, validate the back test, invest. Pricing is one fee per rebalance, like brokerage: 0.2% of traded value, nothing else. 4,752 active users in 3.5 months, and growing (as of 12 Oct 2026).

Live in the terminal: orders placed through your own broker, a smart ledger, order tracking and portfolio analysis; holdings you pledge at your broker to create margin show alongside the portfolio. Coming, not live yet: F&O used only for hedging a portfolio you own, never for speculation, and a research and analysis module for qualified investors and institutions.

Regulatory status: RupeeCase is not a SEBI registered investment adviser or portfolio manager. A SEBI Research Analyst registration has been applied for via QC Alpha Research Pvt. Ltd and is pending. All strategy figures are backtested returns, not live performance.

Knowledge pack last generated: 2026-10-13.

## The lineup | 18 systematic strategies

Risk metrics (Sharpe, drawdown) as of 2026-04-27; return figures as of 2026-08-08.

- [5Paisa Focused Alpha 5](https://www.rupeecase.com/strategies/5paisa-focused-alpha-5): Five stocks, three-week rotation. The most concentrated card on the lineup. (CAGR 52.89% · Sharpe 1.60 · min ₹22,000)
- [Midcap Smallcap](https://www.rupeecase.com/strategies/midcap-smallcap): 40 stocks, fortnightly rotation. Momentum on the NSE Universe under 2000. (CAGR 44.79% · Sharpe 1.63 · min ₹80,000)
- [Allcap](https://www.rupeecase.com/strategies/allcap): 50 stocks from the Nifty Total Market. Fortnightly rotation. (CAGR 47.49% · Sharpe 1.68 · min ₹2,25,000)
- [Large Cap Multi Asset](https://www.rupeecase.com/strategies/largecap-multi-asset): 20 largecap stocks plus LiquidCase and GoldBees. 80/10/10 multi-asset on the Nifty 100. (CAGR 21.14% · Sharpe 1.32 · min ₹1,25,000)
- [Allcap Multi Asset](https://www.rupeecase.com/strategies/allcap-multi-asset): 50 stocks, 10% debt, 10% gold. The broad-market engine with a cushion. (CAGR 43.00% · Sharpe 1.81 · min ₹2,81,000)
- [TotalMarket Hybrid](https://www.rupeecase.com/strategies/totalmarket-hybrid): 50 stocks, 20% debt, no gold. Fortnightly rotation. (CAGR 42.11% · Sharpe 1.77 · min ₹2,81,000)
- [Midcap](https://www.rupeecase.com/strategies/midcap): 20 stocks from the Nifty Midcap 150. Fortnightly rotation. (CAGR 39.57% · Sharpe 1.49 · min ₹90,000)
- [Smallcap](https://www.rupeecase.com/strategies/smallcap): 50 stocks from the Nifty Smallcap 250. Fortnightly rotation. (CAGR 38.69% · Sharpe 1.59 · min ₹2,19,000)
- [Microcap](https://www.rupeecase.com/strategies/microcap): 50 stocks from the Nifty Microcap 250. The deepest cap-curve card on the lineup. (CAGR 40.00% · Sharpe 1.52 · min ₹2,25,000)
- [Large Mid Multi Asset](https://www.rupeecase.com/strategies/largemid-multi-asset): 40 equity stocks plus LiquidCase and GoldBees. 80/10/10 multi-asset on the LargeMidCap 250. (CAGR 34.00% · Sharpe 1.72 · min ₹2,49,000)
- [Large Midcap](https://www.rupeecase.com/strategies/large-midcap): 40 stocks from the Nifty LargeMidCap 250. The large and mid-cap middle path. (CAGR 37.44% · Sharpe 1.69 · min ₹1,99,000)
- [Large Mid Hybrid](https://www.rupeecase.com/strategies/large-mid-hybrid): 40 equity stocks plus 20% LiquidCase. 80/20 equity-plus-debt on the LargeMidCap 250. (CAGR 32.85% · Sharpe 1.67 · min ₹2,49,000)
- [Focused Largecap 20](https://www.rupeecase.com/strategies/focused-largecap-20): 20 largecap stocks, 4-week rotation. Pure equity on the Nifty 100. (CAGR 22.55% · Sharpe 1.20 · min ₹1,00,000)
- [Energy Basket](https://www.rupeecase.com/strategies/energy-basket): 10 stocks from CNX Energy, rotated weekly. The thematic satellite. (CAGR 32.73% · Sharpe 1.12 · min ₹75,000)
- [Healthcare Basket](https://www.rupeecase.com/strategies/healthcare-basket): 10 stocks from Nifty MidSmall Healthcare, rotated weekly. The healthcare thematic satellite. (CAGR 16.31% · Sharpe 0.89 · min ₹36,000)
- [Largecap Hybrid](https://www.rupeecase.com/strategies/largecap-hybrid): 20 largecap stocks plus 20% LiquidCase. 80/20 equity-plus-debt on the Nifty 100. (CAGR 19.41% · Sharpe 1.25 · min ₹1,25,000)
- [Nifty 50 Equal Weight](https://www.rupeecase.com/strategies/nifty-50-equal-weight): All 50 Nifty names, equal weight. The simplest card on the lineup. (CAGR 14.37% · Sharpe 1.13 · min ₹2,49,000)
- [Dynamic Asset Allocator](https://www.rupeecase.com/strategies/dynamic-asset-allocator): One fixed equity core, two regime switches. The machine decides how much risk to carry. (CAGR 43.97% · Sharpe 2.32 · min ₹4,75,912)

- [Strategies hub | full lineup with year-by-year, drawdowns, methodology](https://www.rupeecase.com/strategies/)

## Product, pricing and comparisons

- [The terminal | product tour](https://www.rupeecase.com/terminal): compare institutional grade index algos, validate the back test, invest in one click; stocks stay in your own demat
- [Pricing | 0.2% of traded value, no subscription](https://www.rupeecase.com/pricing): one fee per rebalance, only when trades execute; no subscription, AUM fee or performance fee
- [Getting started | four steps](https://www.rupeecase.com/getting-started): create an account, connect your broker, pick a strategy, invest at or above its minimum; about 11 minutes
- [Fee calculator](https://www.rupeecase.com/fee-calculator): what a mutual fund, a PMS and a RupeeCase index cost in rupees over your horizon
- [RupeeCase vs mutual funds, PMS and AIF](https://www.rupeecase.com/vs/): fees, minimum ticket, ownership, lock in and tax, side by side
- [RupeeCase vs mutual funds](https://www.rupeecase.com/vs/mutual-funds): TER on the whole portfolio every year vs 0.2% of traded value; units vs shares in your name
- [RupeeCase vs PMS | a PMS alternative under Rs 50 lakh](https://www.rupeecase.com/vs/pms): SEBI's Rs 50 lakh PMS minimum and 2% plus 20% fees vs a published rule in your own demat
- [RupeeCase vs AIF](https://www.rupeecase.com/vs/aif): the Rs 1 crore AIF minimum, scheme terms and lock in vs institutional rules in your own account
- [Index investing in India](https://www.rupeecase.com/index-investing): what an index is, rule based indices beyond the Nifty 50, and how to validate a back test
- [Technology | the index engine](https://www.rupeecase.com/technology): models optimised with AI and machine learning, rules frozen before they run, every order and fill on record
- [Track record](https://www.rupeecase.com/track-record): the model record of every strategy, every rebalance on its date, and every Tanmay Edge call graded against NSE data
- [Hedging (coming)](https://www.rupeecase.com/hedging): F&O will be used only to hedge a portfolio you own, never for speculation; not available yet

## Who it is for

- [Solutions](https://www.rupeecase.com/solutions): one engine for institutions, family offices, UHNI, HNI and retail investors, same fee for all
- [Institutions](https://www.rupeecase.com/solutions/institutions): systematic Indian equity with an audit trail: published rule, your own custody, every order and fill on record
- [Family offices](https://www.rupeecase.com/solutions/family-offices): tailored mandates run like an index in each member's own account, seen together in one ledger
- [UHNI and HNI](https://www.rupeecase.com/solutions/hni): a PMS and AIF alternative without 2% a year plus 20% of gains; shares in your name
- [Retail investors](https://www.rupeecase.com/solutions/retail): the same index algos from the lowest published minimum, in your own demat at your own broker

## Learn | 11 paths, 70 modules

- [Learn hub](https://www.rupeecase.com/learn/): the full curriculum index, free
- [Path 1 | Market Foundations](https://www.rupeecase.com/learn/path-1/): NSE, BSE, SEBI, demat, OHLC, real cost of trading
- [Path 2 | Systematic Investing Fundamentals](https://www.rupeecase.com/learn/path-2/): rules over gut, factors, risk metrics, what backtests prove
- [Path 3 | Factor Investing Deep Dive](https://www.rupeecase.com/learn/path-3/): Value, Momentum, Quality, Size, Low-Vol, evidence in Indian markets
- [Path 4 | Portfolio Construction](https://www.rupeecase.com/learn/path-4/): MPT, sizing, rebalancing, performance measurement
- [Path 5 | Advanced Quant Methods](https://www.rupeecase.com/learn/path-5/): statistics, time series, ML, alternative data
- [Path 6 | Indian Financial Products](https://www.rupeecase.com/learn/path-6/): equity, IPOs, MFs, ETFs, derivatives, bonds, REITs, gold
- [Path 7 | Macroeconomics for Indian Investors](https://www.rupeecase.com/learn/path-7/): GDP, RBI policy, inflation, FII flows, Budget, credit cycle
- [Path 8 | Behavioural Finance](https://www.rupeecase.com/learn/path-8/): biases, loss aversion, herd behaviour, disposition effect
- [Path 9 | Corporate Finance and Business Analysis](https://www.rupeecase.com/learn/path-9/): moats, capital allocation, leverage, annual reports
- [Path 10 | Strategy Implementation and Execution](https://www.rupeecase.com/learn/path-10/): microstructure, slippage, algo execution, scaling
- [Path 11 | Tax and Regulatory Framework](https://www.rupeecase.com/learn/path-11/): equity tax post-July 2024, MF/ETF/SGB tax, SEBI algo rules, AIS reconciliation
- [Free calculators](https://www.rupeecase.com/learn/tools): 48 interactive calculators (10 on the Tools page, 38 embedded across the curriculum modules)

## Guides | 36 practical guides for NSE and BSE investors

- [Guides hub](https://www.rupeecase.com/guides/): every guide, answer first, with dated NSE, SEBI and AMFI figures
- [How to invest in momentum stocks in India](https://www.rupeecase.com/guides/how-to-invest-in-momentum-stocks): How to invest in momentum stocks on NSE: the rule, the three routes (index fund, DIY, rules based index), costs, tax and the drawdowns to expect.
- [Smart beta in India: factor investing on NSE, explained](https://www.rupeecase.com/guides/smart-beta-india): Smart beta and factor investing in India: momentum, value, quality, low volatility, alpha and equal weight indices on NSE, with dated returns.
- [Nifty Alpha 50: how the index works and how to invest in it](https://www.rupeecase.com/guides/nifty-alpha-50): Nifty Alpha 50 explained: how NSE picks and weights the 50 high alpha stocks, quarterly reviews, returns to 30 Sep 2026, risks and ways to invest.
- [How to beat the Nifty 50, and why most people do not](https://www.rupeecase.com/guides/how-to-beat-nifty): Can you beat the Nifty 50? SPIVA India data on active funds, the Nifty 50 concentration problem, and the rule based routes that have, with the risks.
- [Portfolio rebalancing in India: what it is, how often, and the tax](https://www.rupeecase.com/guides/portfolio-rebalancing): What portfolio rebalancing is, how often to do it, what each rebalance costs in STT and fees, and how STCG and LTCG apply to the sales, in rupees.
- [How much money do you need to start investing in stocks in India?](https://www.rupeecase.com/guides/how-much-money-to-start-investing): The minimum to start investing in Indian stocks is one share, but a diversified portfolio needs more. What each route needs, with RupeeCase minimums.
- [How to invest ₹1 lakh, ₹5 lakh or ₹10 lakh in stocks](https://www.rupeecase.com/guides/invest-1-lakh-5-lakh-10-lakh): How to invest ₹1 lakh, ₹5 lakh or ₹10 lakh in Indian stocks: horizon, lump sum or staggered, a core and satellite split, and the costs at each size.
- [SIP in stocks: how a stock SIP works, and when a fund SIP is better](https://www.rupeecase.com/guides/sip-in-stocks): A SIP in stocks buys shares on fixed dates in your demat. How it works, whole share rounding, charges per instalment, tax, and how it compares with a fund SIP.
- [Direct indexing in India: owning the index stock by stock](https://www.rupeecase.com/guides/direct-indexing-india): Direct indexing in India: holding an index's stocks in your own demat instead of fund units. How it works, costs, tax, tracking error and who it suits.
- [Are your shares safe in a demat account?](https://www.rupeecase.com/guides/demat-account-safety): Are your shares safe in a demat account if your broker fails? How NSDL and CDSL hold them, what DDPI, pledges and upstreaming changed, and the checks to run.
- [How to pick stocks systematically: a five part rules recipe](https://www.rupeecase.com/guides/how-to-pick-stocks-systematically): How to pick stocks systematically in India: universe, filters, a score, portfolio rules and a rebalance calendar, with NSE examples and the tests to run.
- [Quant investing in India, for retail investors](https://www.rupeecase.com/guides/quant-investing-for-retail): Quant investing for Indian retail investors: quant funds, rules based indices and algo trading compared, SEBI's 2025 retail algo rules, and the risks.
- [Nifty 50 vs Sensex: what an index is, and how NSE and BSE build theirs](https://www.rupeecase.com/guides/nifty-50-vs-sensex): Nifty 50 vs Sensex explained: what a stock market index is, how NSE and BSE build them, how they differ, and which one funds, ETFs and traders track.
- [Large cap vs mid cap vs small cap: the definitions, the record and the risk](https://www.rupeecase.com/guides/large-cap-mid-cap-small-cap): Large cap vs mid cap vs small cap: SEBI's rank rule, NSE index returns and volatility to 30 Sep 2026, valuations, and how to size each in a portfolio.
- [How to read a factsheet: every number on a fund, index or strategy sheet](https://www.rupeecase.com/guides/how-to-read-a-factsheet): How to read a mutual fund, index or strategy factsheet: returns, expense ratio, riskometer, volatility, beta, P/E and holdings, worked on a real NSE factsheet.
- [How to evaluate a PMS: the rules, the fees in rupees and the questions to ask](https://www.rupeecase.com/guides/how-to-evaluate-a-pms): How to evaluate a PMS in India: SEBI's ₹50 lakh rule, fee caps, the benchmark and TWRR rules from April 2023, a profit share worked in rupees, and a checklist.
- [Mutual fund vs direct stocks: how the tax really differs](https://www.rupeecase.com/guides/mutual-fund-vs-direct-stocks-tax): Mutual fund vs direct stocks tax in India: the same 20% and 12.5% rates, but funds pay no tax on their own trades. Turnover, dividends and losses, in rupees.
- [CAGR vs XIRR: which return number to use, worked on a real SIP](https://www.rupeecase.com/guides/cagr-vs-xirr): CAGR vs XIRR in practice: what each measures, why a SIP needs XIRR, and a real ₹10,000 monthly SIP worked three ways on RupeeCase model data.
- [What to do when the stock market crashes: drawdowns, recoveries and a plan](https://www.rupeecase.com/guides/stock-market-crash-what-to-do): What to do when the stock market falls: the recovery maths, how long Nifty falls lasted, our worst drawdowns and days to recover, and a plan made in advance.
- [Multi asset allocation in India: how to mix equity, debt and gold](https://www.rupeecase.com/guides/multi-asset-allocation-india): Multi asset allocation in India: why mix equity, debt and gold, SEBI's 10% rule for multi asset funds, the tax on each, and what the mix did in our record.
- [Tax harvesting before 31 March: the ₹1.25 lakh exemption and your losses](https://www.rupeecase.com/guides/tax-harvesting-before-31-march): Tax harvesting in India before 31 March: use the ₹1.25 lakh LTCG exemption, book losses against gains, the set off rules, timing and costs, in rupees.
- [How to choose a broker for systematic or algo investing in India](https://www.rupeecase.com/guides/choose-a-broker-for-systematic-investing): How to choose a broker for algo or systematic investing in India: SEBI registration, the 2025 algo rules, basket orders, charges per rebalance and safety.
- [How to invest your first salary: an order of steps that works](https://www.rupeecase.com/guides/first-salary-investing): How to invest your first salary in India: emergency fund, insurance, EPF, the new tax regime and a first SIP, in order, with a worked ₹55,000 budget.
- [Lump sum or SIP: what to do with money you already have](https://www.rupeecase.com/guides/lump-sum-vs-sip): Lump sum vs SIP vs STP when you already have the money: what our model record shows for every start month, the Dec 2024 peak worked through, and how to decide.
- [Nifty 50 returns by year: every calendar year since 2013, and the falls inside them](https://www.rupeecase.com/guides/nifty-50-returns-by-year): Nifty 50 returns year by year from 2013 to 2026, from NSE's daily closes: the good years, the falls inside each year, the CAGR, and what averages hide.
- [How long should you stay invested in equity? What every Nifty 50 holding period since 2012 shows](https://www.rupeecase.com/guides/how-long-to-stay-invested): How long to stay invested in Indian equity: every 1, 3, 5, 7 and 10 year window of the Nifty 50 since 2012, how often each lost money, and the worst case.
- [Nifty PE ratio: what it measures, where it stands, and what it has predicted](https://www.rupeecase.com/guides/nifty-pe-ratio): The Nifty 50 PE ratio explained: 19.12 on 12 Oct 2026 against its range since 2012, the 2021 change of basis, P/B, yield, and what P/E did not predict.
- [Equal weight vs market cap: what the NSE record shows for the same 100 companies](https://www.rupeecase.com/guides/equal-weight-vs-market-cap): Equal weight vs market cap weighting on NSE: the Nifty 100 and its equal weight twin since 2013, year by year, the deeper falls, costs and when each wins.
- [Nifty Next 50 vs Nifty 50: the companies just below the top, and their record](https://www.rupeecase.com/guides/nifty-next-50): Nifty Next 50 vs Nifty 50: what the Next 50 holds, its record since 2012 from NSE closes, the deeper falls, valuations on 12 Oct 2026 and how investors use it.
- [Sectoral and thematic investing: what thirteen years of NSE sector indices show](https://www.rupeecase.com/guides/sectoral-thematic-investing): Sectoral and thematic investing in India: nine NSE sector indices since 2013, how often the leader changed, the deep falls, and how to size a sector bet.
- [Stop loss for long term investors: a trailing stop tested on the Nifty 50 since 2012](https://www.rupeecase.com/guides/stop-loss-for-long-term-investors): Should long term investors use a stop loss? A trailing stop tested on every Nifty 50 close since 2012: what it saved in falls, what it cost in return, and why.
- [How to compare two investment strategies: seven checks, worked on two real rules](https://www.rupeecase.com/guides/how-to-compare-investment-strategies): How to compare two strategies or funds fairly: same dates, same benchmark, costs, the worst fall, Sharpe and Calmar, consistency and tax, worked in numbers.
- [Capital gains tax on shares in India: the rules for 2026-27, worked in rupees](https://www.rupeecase.com/guides/capital-gains-tax-on-shares): Capital gains tax on shares in India for 2026-27: 20% short term, 12.5% long term above ₹1.25 lakh, the 12 month rule, FIFO, grandfathering and set off.
- [How dividends are taxed in India: slab rates, TDS and what a dividend is really worth](https://www.rupeecase.com/guides/dividend-tax-india): How dividends are taxed in India: added to income at your slab rate, 10% TDS above ₹10,000 a company, Form 15G and 15H, record dates, IDCW and yields.
- [How much equity should you hold at your age? The rule of thumb, and what to use instead](https://www.rupeecase.com/guides/equity-allocation-by-age): How much equity at your age in India: the 100 minus age rule, why horizon and the fall you can hold matter more, and four equity and debt mixes since 2015.
- [How to invest for your child's education: the cost, the monthly amount and the glide path](https://www.rupeecase.com/guides/child-education-investing): How to invest for your child's education in India: the future cost, the monthly SIP it needs at different returns, a glide path out of equity, and tax.

## The Tanmay Edge archive | Season 2 pre-market podcast, part of Learn

- [Podcast archive | Season 2, every episode graded against NSE settlement](https://www.rupeecase.com/podcast/)

Season 2 archive: 124 episodes from 16 Mar to 16 Sep 2026, now a free learning resource inside RupeeCase Learn; no new episodes are published. Each episode made specific, checkable predictions (range, VIX, pin level, ceiling, AND gate state), graded against NSE settlement data. The archive streams on Apple Podcasts, Spotify, Amazon Music and YouTube. Join the WhatsApp group with one short form: https://forms.gle/C6HMtM1Z2GfeocQV7 (slides, sources, factsheets, rebalance logs and a daily Google Meet for members).

- [2026-09-16 | Breadth Broke To 0.164, And The Only Bid Left Was IT](https://www.rupeecase.com/podcast/episodes/2026-09-16) (graded TBD)
- [2026-09-15 | The Writers Swapped Sides On The Last Day, And We Gap Up Onto The Magnet | Nifty Expiry](https://www.rupeecase.com/podcast/episodes/2026-09-15) (graded 1.5/5)
- [2026-09-11 | I Called The Pin And It Landed Inside Three Points. I Also Told You To Buy Volatility And That Leg Lost 349. | Brent Went Vertical To 107.85 | The Nikkei Is Down Three Percent](https://www.rupeecase.com/podcast/episodes/2026-09-11) (graded 4.5/5)
- [2026-09-10 | Three Indices Closed At The Exact Low, And Brent Crossed 100 And Held It All Night | There Is No Green In Asia This Morning | Both Sides Just Piled Onto 23,500](https://www.rupeecase.com/podcast/episodes/2026-09-10) (graded 4.5/5)
- [2026-09-09 | I Got The Direction Wrong And The Fly Lost 73.55, Which Is The Exact Number I Published Before I Entered It | The Wings Saved 33 Points | And My Model Projected The Settlement To Within 2.85 Points](https://www.rupeecase.com/podcast/episodes/2026-09-09) (graded 4/5)
- [2026-09-08 | Friday's Board Was Built For A Rally And It Took One Session To Take The Whole Thing Apart | 659 Lakh Calls Written, 189 Lakh Puts Covered | I Am Still Buying The Dip Into 23,600 With An Expiry Target Of 23,900](https://www.rupeecase.com/podcast/episodes/2026-09-08) (graded 3/5)
- [2026-09-07 | The Board Got Ready For A Rally And The Close Did Not Get The Memo | Calls Covered, Puts Written, Volatility Crushed, And Now We Open 35 Points Lower | The First Question Today Is 23,900, Not 24,000](https://www.rupeecase.com/podcast/episodes/2026-09-07) (graded 4/5)
- [2026-09-04 | It Is Not Volume. It Is One Way Flow. | Three Tests In Three Days Settle The Closing Auction Argument | On Expiry Day It Mispriced One Stock Out Of 210 Against 72 Out Of 1,955 Outside It](https://www.rupeecase.com/podcast/episodes/2026-09-04) (graded 3.5/5)
- [2026-09-03 | I Tested My Own Finding And It Did Not Repeat | Correlation Minus 0.712 On The Rebalance Day, Minus 0.087 On A Normal One | 44 Stocks Mispriced Then, One Now | The Auction Is Not Broken, It Is Thin](https://www.rupeecase.com/podcast/episodes/2026-09-03) (graded 4/5)
- [2026-09-02 | The Auction Gave It All Back | 69 of the 70 Stocks It Marked Up on Monday Fell on Tuesday | Correlation Minus 0.712 Inside the Auction, Zero Outside It | ITC Printed 255.50, Closed 266.60](https://www.rupeecase.com/podcast/episodes/2026-09-02) (graded 2.5/5)

## Blog | systematic investing education

- [Blog hub | 206 data-backed posts on factors, portfolio theory, fund costs, and behaviour](https://www.rupeecase.com/blog/)

Short, numbers-first lessons on systematic investing. Educational, not advice. Figures illustrative. Sourced from NSE, BSE, SEBI, AMFI, RBI public data.

- [05 Sep 2026 - Same Returns Different Retirement - All Cards](https://www.rupeecase.com/blog/2026-09-05-morning-same-returns-different-retirement/): Portfolio Theory. Wednesday evening, a call from a man who stops working in April. Sixty one, sold a small business, sitting on a corpus he is never going to add to again.
- [03 Sep 2026 - Three Ways To Make Eighteen Percent - All Cards](https://www.rupeecase.com/blog/2026-09-03-morning-three-ways-to-make-eighteen-percent/): Corporate Finance. Wednesday morning, a little past nine. A friend who runs a small advisory practice sends me a screenshot.
- [The index rewrites itself.](https://www.rupeecase.com/blog/2026-09-02-morning-the-index-rewrites-itself/): Market Mechanics + Behavioural. A colleague said something at lunch last week that I have heard maybe two hundred times, and it is the most reasonable wrong sentence in Indian personal fi
- [Size decides more than selection.](https://www.rupeecase.com/blog/2026-09-01-evening-size-decides-more-than-selection/): Systematic Investing. Nine in the evening on the first of September and a friend is sharing his screen with me.
- [A stop-loss is not a floor. It is a request.](https://www.rupeecase.com/blog/2026-08-28-morning-the-stop-loss-that-did-not-stop/): Market Mechanics + Behavioural. Tuesday evening, a terrace in Powai, the sort of party where two people find out what you do for a living and it stops being a party.
- [A 1 pct fee does not cost you 1 pct.](https://www.rupeecase.com/blog/2026-08-26-evening-one-percent-is-not-one-percent/): MF vs PMS vs RupeeCase. Tuesday evening, a reader sends me two screenshots. Two fund pages side by side, the expense ratio circled in red on each.
- [The default decides more than the advice does.](https://www.rupeecase.com/blog/2026-08-25-evening-the-default-decides/): Market Mechanics + Behavioural. A friend of mine has run his own SIP manually for eleven years. Not because he does not know about auto debit.
- [Every March we argue about the returns. The exit clause decides the money.](https://www.rupeecase.com/blog/2026-08-24-morning-what-the-lock-in-costs-you/): Personal Finance. March, about nine at night. A friend forwards me a screenshot of his office WhatsApp group and types one word underneath it.
- [21 Aug 2026 - The Average Return Is A Lie - All Cards](https://www.rupeecase.com/blog/2026-08-21-evening-the-average-return-is-a-lie/): Portfolio Theory. Thursday afternoon, a conference room in Lower Parel, slide three of a pitch deck.
- [The 1.25 lakh you throw away every year.](https://www.rupeecase.com/blog/2026-08-19-evening-the-exemption-you-throw-away/): MF vs PMS vs RupeeCase. A friend sent me two documents in June and asked which one was cheaper.
- [19 Aug 2026 - The Edge Decays When You Read About It - All Cards](https://www.rupeecase.com/blog/2026-08-19-morning-the-edge-decays-when-you-read-about-it/): Factor Models. Tuesday morning a PDF lands in my inbox with the subject line \"clean numbers, have a look\".
- [Rebalancing is not free. And it is not always money.](https://www.rupeecase.com/blog/2026-08-17-evening-what-rebalancing-actually-pays/): Systematic Investing. Monday night, around nine, and a founder I have known since his first raise sends me a photo of a slide.
- [14 Aug 2026 - Selling The Wrong Half - All Cards](https://www.rupeecase.com/blog/2026-08-14-morning-selling-the-wrong-half/): Market Mechanics + Behavioural. Friday evening, a friend slides his phone across the table with his holdings screen open and asks me whether the portfolio is any good.
- [Profitable and broke . 12 Aug 2026](https://www.rupeecase.com/blog/2026-08-12-evening-profitable-and-broke/): Corporate Finance. Tuesday evening, a founder I have known for eight years forwards me his annual results and one line of text.
- [10 Aug 2026 - Prepay Or Invest - All Cards](https://www.rupeecase.com/blog/2026-08-10-morning-prepay-or-invest/): Personal Finance. Sunday morning, a coffee place off Church Street, and Rohit is stirring a flat white he has no intention of drinking.
- [07 Aug 2026 - Twenty Funds One Bet - All Cards](https://www.rupeecase.com/blog/2026-08-07-evening-twenty-funds-one-bet/): Portfolio Theory. Thursday evening, a friend forwards me a screenshot of his mutual fund dashboard.
- [Your portfolio is not down. You are looking at it too often.](https://www.rupeecase.com/blog/2026-08-06-morning-checking-too-often/): Market Mechanics + Behavioural. My brother in law has a habit. Every time the car stops at a signal, out comes the phone, open goes the app, and there is the number.
- [05 Aug 2026 - Momentum Pays Then Bites - All Cards](https://www.rupeecase.com/blog/2026-08-05-morning-momentum-pays-then-bites/): Factor Models. Tuesday evening a reader sends me a photo of a factsheet. An actual photo, of actual paper, three rows marked in yellow highlighter.
- [You sorted by return. Here is what you missed.](https://www.rupeecase.com/blog/2026-08-03-evening-sort-by-return/): Systematic Investing. Friend forwarded a screenshot last week. Sixteen systematic strategies on a marketplace page, sorted by five-year CAGR, highest first.
- [03 Aug 2026 - Ten Days That Mattered - All Cards](https://www.rupeecase.com/blog/2026-08-03-morning-ten-days-that-mattered/): Systematic Investing. Saturday morning I am staring at a WhatsApp forward in the family group.
- [Volatility Tax Cards](https://www.rupeecase.com/blog/2026-07-31-evening-volatility-tax/): Portfolio Theory. Saturday morning a friend forwarded his mutual fund statement. Two funds, same category, same five-year window, roughly the same average annual return.
- [31 Jul 2026 AM . The Stock Split That Changed Nothing](https://www.rupeecase.com/blog/2026-07-31-morning-stock-split-illusion/): Systematic Investing. Last Thursday a cousin forwarded a screenshot to the family group. The board of a mid-cap company had approved a 1:1 stock split.
- [Confirmation Bias . RupeeCase Cards](https://www.rupeecase.com/blog/2026-07-30-evening-confirmation-bias/): Systematic Investing. Last Thursday a friend sent me his watchlist notes on a stock he has held for fourteen months.
- [30 Jul 2026 AM . Step-Up SIP vs Flat SIP](https://www.rupeecase.com/blog/2026-07-30-morning-flat-sip-shrinks/): Systematic Investing. Saturday morning a friend pinged me a screenshot. His SIP summary. Five years running, Rs 10000 a month, not a single miss.
- [The On-Ramp Is Not the Destination](https://www.rupeecase.com/blog/2026-07-29-evening-on-ramp-not-destination/): Systematic Investing. Saturday morning a friend forwarded me his first RupeeCase screenshot.
- [The Three-Year Number That Changes Every Day](https://www.rupeecase.com/blog/2026-07-29-morning-three-year-number/): Systematic Investing. Last Tuesday a friend forwarded me two factsheets of the same fund. Same scheme name.
- [The Shallow Fall Compounds](https://www.rupeecase.com/blog/2026-07-28-evening-shallow-fall-compounds/): Systematic Investing. Sunday evening my father pulls up a comparison table on his phone. Eleven strategies side by side, sorted by five year CAGR, highest first.
- [Dividend Yield Factor](https://www.rupeecase.com/blog/2026-07-28-morning-dividend-yield-factor/): Systematic Investing. Saturday morning a cousin forwards me a screener. Thirty stocks sorted by dividend yield, highest first, with a caption that said \"passive income portfolio
- [Disposition Effect . 27 Jul 2026 . Card Viewer](https://www.rupeecase.com/blog/2026-07-27-evening-disposition-effect/): Market Mechanics + Behavioural. Saturday afternoon. Cousin sends a screenshot of his portfolio app. Two positions side by side.
- [Sequence of Returns](https://www.rupeecase.com/blog/2026-07-27-morning-sequence-of-returns/): Portfolio Theory. Past eleven at night my phone lights up. A friend, four weeks into the first SIP he has ever set up, has watched the market slide a few percent and he is s
- [A Loss You Do Not Book](https://www.rupeecase.com/blog/2026-07-26-evening-tax-loss-harvest/): Personal Finance. A friend pinged me last week with a screenshot and a grin I could hear through the text.
- [The Buyback Illusion](https://www.rupeecase.com/blog/2026-07-26-morning-buyback-illusion/): Corporate Finance. Saturday morning, second coffee, and a cousin drops a screenshot into the family group with two words sitting on top of it.
- [The Mix Beats The Pick](https://www.rupeecase.com/blog/2026-07-24-evening-mix-beats-the-pick/): Systematic Investing. My cousin had twelve browser tabs open on a Saturday afternoon, every one of them a fund comparison page, and he had been on the same decision for two hour
- [The Boring Stock Won](https://www.rupeecase.com/blog/2026-07-24-morning-low-vol-anomaly/): Factor Models. A cousin, twenty six, corners me at a family lunch with his phone already out.
- [All In Now, Or Drip It In](https://www.rupeecase.com/blog/2026-07-23-evening-lump-sum-vs-drip/): Portfolio Theory. A message landed on Tuesday afternoon. A friend had finally sold a small plot he'd been trying to offload for two years, and about Rs 12 lakh had hit his s
- [The Diversifier That Concentrates](https://www.rupeecase.com/blog/2026-07-23-morning-sector-fund-concentration/): MF vs PMS vs RupeeCase. Saturday morning, and a friend I have known since college sends me two screenshots from his investing app.
- [Nominee Is Not An Heir](https://www.rupeecase.com/blog/2026-07-22-evening-nominee-is-not-an-heir/): Systematic Investing. A friend sent me a screenshot on Sunday. Nomination updated across every folio, green ticks all the way down, captioned \"estate planning done.\" He had told
- [Who Sells First](https://www.rupeecase.com/blog/2026-07-21-evening-who-sells-first/): Systematic Investing. My cousin and his wife took the same risk questionnaire last year. He came out aggressive.
- [Overlap Cap](https://www.rupeecase.com/blog/2026-07-21-morning-overlap-cap/): Systematic Investing. Cousin showed me his app on Sunday. Five equity funds, five different names, and he felt spread out.
- [Size Factor](https://www.rupeecase.com/blog/2026-07-21-morning-size-factor/): Systematic Investing. Everyone hears the same line when they start out. Smaller companies pay you more, so go down the cap ladder for the bigger number.
- [the 41 percent and the 322 days | 2026-07-20 evening](https://www.rupeecase.com/blog/2026-07-20-evening-midcap-drawdown/): Strategy Spotlight. My cousin found one of our Midcap cards on Saturday. Forty one percent a year on a five year backtest.
- [Turnover Tax](https://www.rupeecase.com/blog/2026-07-20-morning-turnover-tax/): Systematic Investing. Pulled a factor study last week and did the boring thing. I read the footnote.
- [one company two sets of books | 2026-07-19 evening](https://www.rupeecase.com/blog/2026-07-19-evening-two-sets-of-books/): Systematic Investing. A friend pulled up a holding company last week, glanced at its profit, saw a small number sitting under a big market value, and decided it was overpriced.
- [Since Inception Trap](https://www.rupeecase.com/blog/2026-07-19-morning-since-inception-trap/): Systematic Investing. A fund's ad flashed \"18.9% since inception\" at me last week. Right below it on the same screener sat a fifteen-year-old fund saying 13.
- [Tax Free Allowance](https://www.rupeecase.com/blog/2026-07-18-evening-tax-free-allowance/): Systematic Investing. A friend told me he has never sold a single unit of his index fund in seven years.
- [Home Bias](https://www.rupeecase.com/blog/2026-07-18-morning-home-bias/): Systematic Investing. Friend showed me his portfolio yesterday. Eight funds. Large cap, mid cap, small cap, a little gold on the side.
- [One Country Bet](https://www.rupeecase.com/blog/2026-07-18-morning-one-country-bet/): Systematic Investing. In early 1989, Japan was 45 percent of the world's stock market. Bigger than America, which sat at 33.
- [Bonus Shares](https://www.rupeecase.com/blog/2026-07-17-evening-bonus-shares/): Systematic Investing. Friend messaged this evening. A company he owns announced a 1:1 bonus, his 100 shares became 200 overnight, and he was pleased in the way you are pleased w
- [Worst So Far](https://www.rupeecase.com/blog/2026-07-17-evening-worst-so-far/): Systematic Investing. Cousin was scrolling our marketplace on Wednesday, hunting for the card with the shallowest drawdown.
- [Funds That Vanished](https://www.rupeecase.com/blog/2026-07-17-morning-funds-that-vanished/): Systematic Investing. Friend sorted his app by ten year returns on Tuesday and picked from the top of the list.
- [Which Value](https://www.rupeecase.com/blog/2026-07-16-evening-which-value/): Systematic Investing. Cousin had two funds open on the same tab last night. Both said value.
- [the asset that only exists because they overpaid](https://www.rupeecase.com/blog/2026-07-16-morning-goodwill-overpaid/): Systematic Investing. A friend forwarded me a results screenshot this morning, half worried.
- [One Profile Many Goals](https://www.rupeecase.com/blog/2026-07-15-evening-one-profile-many-goals/): Systematic Investing. Cousin took a risk questionnaire on Sunday afternoon. It thought about him for a moment and gave one word back.
- [The clause that shrinks your health cover](https://www.rupeecase.com/blog/2026-07-15-morning-room-rent-cap/): Systematic Investing. Friend forwarded me his health insurance claim settlement last week, half proud he was finally using the cover, half confused.
- [Rule of 72](https://www.rupeecase.com/blog/2026-07-14-evening-doubling-clock/): Systematic Investing. A friend asked me over chai how long his money takes to double. Not what return he should chase.
- [the same shelf, opposite small cap mandates](https://www.rupeecase.com/blog/2026-07-14-morning-multicap-flexicap/): Systematic Investing. A cousin forwarded me two funds last week and asked which one to buy. Both were sitting under the same tab on his app.
- [Gold Free Twin](https://www.rupeecase.com/blog/2026-07-13-evening-gold-free-twin/): Systematic Investing. A friend was scrolling the RupeeCase shelf the other day and stopped on two strategies that looked like identical twins.
- [the risk you didn't choose](https://www.rupeecase.com/blog/2026-07-13-morning-allocation-drift/): Systematic Investing. A friend set up a tidy 60/40 three years ago. Equity for the growth, debt so he could sleep at night.
- [Your biggest asset is not in your portfolio](https://www.rupeecase.com/blog/2026-07-13-morning-human-capital/): Systematic Investing. A friend at a big IT services firm showed me his portfolio last week, pretty pleased with it.
- [Interest Coverage](https://www.rupeecase.com/blog/2026-07-12-evening-interest-coverage/): Systematic Investing. A friend told me a company he owns is perfectly safe on its debt. It made a profit last year, he said, so it can clearly pay its loans.
- [12 Jul 2026 morning](https://www.rupeecase.com/blog/2026-07-12-morning-asset-growth-factor/): Systematic Investing. A friend was pitching me a stock last week, genuinely excited. They are doubling their factories, buying a smaller rival, raising fresh money to pay for al
- [Risk Tolerance Is A Mood](https://www.rupeecase.com/blog/2026-07-11-evening-risk-tolerance-is-a-mood/): Systematic Investing. A friend filled out a risk questionnaire on a quiet Sunday afternoon. Twelve questions, a score, one word at the end.
- [Doing Nothing Is The Skill | 11 Jul 2026 morning](https://www.rupeecase.com/blog/2026-07-11-morning-action-bias/): Market Mechanics + Behavioural. Watched a penalty shootout with a friend who runs money for a living. Keeper guessed left, the ball rolled straight down the middle, net rippling in the ex
- [The settlement cycle](https://www.rupeecase.com/blog/2026-07-11-morning-settlement-cycle/): Market Mechanics + Behavioural. A friend sold some shares on Monday morning to free up cash for a deposit.
- [The Minimum Due Trap](https://www.rupeecase.com/blog/2026-07-10-evening-minimum-due-trap/): Systematic Investing. A friend told me over dinner that his credit card is under control. Never missed a due date in his life.
- [The Rs 50 lakh door](https://www.rupeecase.com/blog/2026-07-10-morning-fifty-lakh-door/): Systematic Investing. Cousin pinged me over the weekend, half sold on a PMS his relationship manager had just pitched.
- [Capacity Tolerance Need | 9 Jul 2026 evening](https://www.rupeecase.com/blog/2026-07-09-evening-three-risks/): Systematic Investing. A friend ran one of those risk questionnaires last week. Twelve questions, a score, a single word at the end.
- [Pe Not Price](https://www.rupeecase.com/blog/2026-07-09-morning-pe-not-price/): Systematic Investing. A friend showed me two stocks over coffee last week. Both trading at a price to earnings of 20.
- [8 Jul 2026 evening](https://www.rupeecase.com/blog/2026-07-08-evening-factor-timing/): Systematic Investing. A friend forwarded a factor rotation pitch last night. Move into whichever style is working right now, it said.
- [Average Year Myth](https://www.rupeecase.com/blog/2026-07-08-morning-average-year-myth/): Systematic Investing. A friend laid out his investing plan for me last week. Simple, he said.
- [7 Jul 2026 evening](https://www.rupeecase.com/blog/2026-07-07-evening-depth-vs-duration/): Systematic Investing. A friend sent me two factsheets last night. Both funds showed a max drawdown near minus 20 percent.
- [Cost Of Switching Funds](https://www.rupeecase.com/blog/2026-07-07-morning-cost-of-switching-funds/): Systematic Investing. A friend runs the same play every March. He sells whatever fund lagged last year and buys whatever sits at the top of the one year chart.
- [the behaviour gap](https://www.rupeecase.com/blog/2026-07-07-morning-fund-vs-investor-return/): Systematic Investing. A friend forwarded me a factsheet last night. Twenty years, 19.1 percent a year.
- [the debt sleeve that did two jobs](https://www.rupeecase.com/blog/2026-07-06-evening-debt-sleeve-two-jobs/): Systematic Investing. I have spotlighted two of these three cards already, so this one closes the set.
- [a buffer is a shock absorber, not a shield](https://www.rupeecase.com/blog/2026-07-06-evening-largecap-hybrid-buffer/): Strategy Spotlight. A friend was sorting my marketplace for the calm end on Saturday, the low volatility cards.
- [the two factors that disagree beat either one alone](https://www.rupeecase.com/blog/2026-07-06-morning-value-momentum-disagree/): Factor Models. A friend told me he had picked his factor and was done. Momentum, he said.
- [the risk you can shed vs the risk you get paid to hold](https://www.rupeecase.com/blog/2026-07-05-evening-risk-you-get-paid-for/): Portfolio Theory. A friend told me he doesn't need fifty stocks. Six names. All researched, all high conviction.
- [The Bigger Number Is The Smaller Return | 2026-07-05 morning](https://www.rupeecase.com/blog/2026-07-05-morning-total-return-vs-cagr/): Systematic Investing. A friend sent me two fund screenshots on Saturday and asked which one to buy.
- [Average Return Is Not The Return You Keep](https://www.rupeecase.com/blog/2026-07-05-morning-volatility-tax/): Systematic Investing. Friend waves his fund statement at me over coffee, thrilled. Averaged 12 percent a year, he says, tapping the number the app prints right at the top.
- [Flat Rate Trap](https://www.rupeecase.com/blog/2026-07-04-evening-flat-rate-trap/): Personal Finance. A friend sent me a car loan offer this week, pretty pleased with it. Ten percent flat, he said.
- [the two numbers the dead money line skips](https://www.rupeecase.com/blog/2026-07-04-evening-rent-vs-buy-home/): Personal Finance. A friend told me over the weekend that renting is throwing money away.
- [Myopic Loss Aversion](https://www.rupeecase.com/blog/2026-07-04-morning-price-of-looking/): Systematic Investing. A friend refreshes his holdings app maybe ten times a day. I check mine about twice a year.
- [the three bills it strips out](https://www.rupeecase.com/blog/2026-07-03-evening-ebitda-not-profit/): Corporate Finance. A friend forwarded an investor deck on Saturday, genuinely excited. EBITDA margin 28 percent.
- [the base rate of beating the market](https://www.rupeecase.com/blog/2026-07-03-morning-active-vs-index-base-rate/): Systematic Investing. A friend forwarded me a fund's ten year track record on Saturday. Every year green.
- [A Risk Profile Has an Expiry Date](https://www.rupeecase.com/blog/2026-07-02-evening-risk-profile-expiry/): Systematic Investing. My friend has been putting money into his daughter's college fund since she was three years old.
- [Size Vs Junk](https://www.rupeecase.com/blog/2026-07-02-morning-size-vs-junk/): Systematic Investing. A friend runs a small-cap SIP and asked me last week whether the small-cap premium is real or just a story funds tell to sell the product.
- [1 Jul 2026 evening](https://www.rupeecase.com/blog/2026-07-01-evening-real-vs-nominal-return/): Systematic Investing. A friend called his new fixed deposit the safe part of his portfolio. 6.5 percent, locked for a year, done.
- [Single Stock Skew](https://www.rupeecase.com/blog/2026-07-01-morning-single-stock-skew/): Portfolio Theory. A friend asked me last week for the one stock to buy and forget for the next ten years.
- [Breadth Is Not Diversification | THREAD](https://www.rupeecase.com/blog/2026-06-30-evening-midcap-smallcap-breadth/): Strategy Spotlight. Pulled the factsheet on one of our higher-octane cards this weekend. A 40-stock momentum basket built from the smallest end of the market.
- [Impact Cost](https://www.rupeecase.com/blog/2026-06-30-morning-impact-cost/): Market Mechanics + Behavioural. A friend showed me his trading app last week, genuinely pleased that it charges zero brokerage.
- [Emergency Fund as Risk-Profile Prerequisite](https://www.rupeecase.com/blog/2026-06-29-evening-emergency-fund-risk-profile/): Systematic Investing. A friend texted me on Sunday. He had just taken a risk questionnaire, scored aggressive, and wanted to push his SIP to ninety percent equity.
- [the fund that got too big to beat the index](https://www.rupeecase.com/blog/2026-06-29-morning-fund-size-bloat/): MF vs PMS vs RupeeCase. A friend forwarded me his mutual fund's factsheet last week, a little deflated.
- [the most expensive instinct](https://www.rupeecase.com/blog/2026-06-28-evening-pausing-sip-downturn/): Systematic Investing. A friend pinged the group the morning the index dropped four percent. \"Pausing my SIP till the dust settles.\" Two others agreed inside a minute.
- [Factor Zoo](https://www.rupeecase.com/blog/2026-06-28-morning-factor-zoo/): Factor Models. A friend forwarded me a smallcase last week. Six-factor edge, the pitch said.
- [The card that finished 2025 green](https://www.rupeecase.com/blog/2026-06-27-evening-largemid-multi-asset/): Strategy Spotlight. Saturday morning, I had the RupeeCase marketplace open, sorted by CAGR like everyone sorts it.
- [the cash dial, not the stock list](https://www.rupeecase.com/blog/2026-06-27-morning-two-fund-separation/): Systematic Investing. A friend asked me last week which stocks the \"conservative\" version of his portfolio should hold.
- [After Tax And Inflation, Safe Can Go Backwards](https://www.rupeecase.com/blog/2026-06-26-evening-fd-real-return/): Systematic Investing. An uncle cornered me at a wedding last month to tell me his fixed deposit had doubled his money in ten years.
- [Overtrading Overconfidence](https://www.rupeecase.com/blog/2026-06-26-evening-overtrading-overconfidence/): Market Mechanics + Behavioural. A friend asked me over the weekend why his portfolio keeps lagging the index.
- [NAV myth](https://www.rupeecase.com/blog/2026-06-26-morning-nav-myth/): Systematic Investing. A friend showed me two funds last week and asked which was the better buy.
- [Goodwill Impairment](https://www.rupeecase.com/blog/2026-06-25-evening-goodwill-impairment/): Systematic Investing. Reading through an acquisition last week and the number that stopped me was not the price.
- [Other Income Quality](https://www.rupeecase.com/blog/2026-06-25-evening-other-income-quality/): Corporate Finance. A friend forwarded me a results screenshot last week, genuinely thrilled.
- [the first crore is the hardest](https://www.rupeecase.com/blog/2026-06-25-morning-compounding-back-loaded/): Systematic Investing. A friend showed me his SIP statement last week. Eight years of steady investing, and he was deflated.
- [the premium is the pay for sitting through the drought](https://www.rupeecase.com/blog/2026-06-24-evening-factor-winters/): Factor Models. A friend forwarded me a value tilt fund last week. Few years in, it had gone nowhere, and he wanted to know if the whole idea was broken.
- [24 Jun 2026 morning](https://www.rupeecase.com/blog/2026-06-24-morning-star-rating-rear-view-mirror/): Systematic Investing. A friend sent me a screenshot on Saturday. A five-star fund, finger hovering over the buy button, asking if it was the one.
- [the long run makes the rate safe and the rupees wild](https://www.rupeecase.com/blog/2026-06-23-evening-time-diversification/): Systematic Investing. A friend told me over chai he had stopped checking the volatility number on his funds.
- [Large Midcap Spotlight](https://www.rupeecase.com/blog/2026-06-22-evening-large-midcap-spotlight/): Systematic Investing. A friend sorted the RupeeCase marketplace by returns last week. He stopped scrolling right at the top, where three cards sat almost on top of each other, a
- [the dividend that is just your own money](https://www.rupeecase.com/blog/2026-06-22-morning-growth-vs-idcw/): MF vs PMS vs RupeeCase. A friend texted me a screenshot this weekend, pretty pleased. His fund had \"paid a 10 percent dividend.\" I asked him to do one thing: open the NAV the next
- [Promoter Pledging](https://www.rupeecase.com/blog/2026-06-21-evening-promoter-pledging/): Systematic Investing. A friend forwarded me a stock last week, down about 40 percent in two sessions, and asked what I thought had broken.
- [the business that grows on its suppliers' money](https://www.rupeecase.com/blog/2026-06-21-evening-working-capital-cycle/): Corporate Finance. Two companies crossed my desk last week with almost identical income statements.
- [the lever you control beats the one you chase](https://www.rupeecase.com/blog/2026-06-21-morning-step-up-sip/): Systematic Investing. Everyone shops for the fund doing 14 instead of 12. I did too, for years.
- [Real Vs Nominal Returns](https://www.rupeecase.com/blog/2026-06-20-morning-real-vs-nominal-returns/): Systematic Investing. A friend showed me a projection on his phone this morning, properly pleased with himself.
- [the calm-day contract](https://www.rupeecase.com/blog/2026-06-19-evening-risk-profile-calm-day-contract/): Systematic Investing. A friend filled out a risk questionnaire last year. Picked Moderately Aggressive without much hesitation.
- [Volatility vs correlation](https://www.rupeecase.com/blog/2026-06-19-morning-volatility-vs-correlation/): Portfolio Theory. A friend told me over chai he wanted to add a little gold to his portfolio, then talked himself out of it.
- [the leg you can actually buy](https://www.rupeecase.com/blog/2026-06-18-evening-long-only-factor/): Systematic Investing. A friend forwarded a smart-beta value fund last week. The pitch leaned on the value premium from the textbooks, something like five points a year over the
- [The cheaper sticker is not the cheaper hold](https://www.rupeecase.com/blog/2026-06-18-morning-etf-vs-index-fund/): Systematic Investing. A friend texted me on Saturday, pretty pleased with himself. He had found a Nifty 50 ETF charging 0.04 pct a year.
- [the cheaper expense ratio that costs a SIP investor more](https://www.rupeecase.com/blog/2026-06-18-morning-index-fund-vs-etf/): Systematic Investing. A friend sent me a screenshot on Saturday. Two ways to own the same Nifty 50 sitting side by side, one an index fund, one an ETF.
- [THREAD](https://www.rupeecase.com/blog/2026-06-17-evening-missing-the-best-days/): Systematic Investing. A red morning a few weeks ago. Market down about four percent by 10am, and the group chat was already moving.
- [Why Last Year's Best Factor Is A Bad Forecast](https://www.rupeecase.com/blog/2026-06-17-morning-factor-chasing/): Systematic Investing. A friend sent me last year's factor leaderboard this week. Momentum on top, value scraping the bottom.
- [capital weight is not risk weight (2026-06-16 evening)](https://www.rupeecase.com/blog/2026-06-16-evening-risk-contribution/): Systematic Investing. A friend showed me his portfolio last week, proud of how balanced it was.
- [Why EPS Growth Lags Net Profit Growth](https://www.rupeecase.com/blog/2026-06-16-evening-share-dilution/): Systematic Investing. A friend sent me a results screenshot last night. Net profit up 40 percent year on year.
- [the volatility tax (2026-06-16 morning)](https://www.rupeecase.com/blog/2026-06-16-morning-average-vs-cagr/): Systematic Investing. A friend told me last week his fund had averaged a great year. Up 50 percent, then down 50.
- [Concentration is a position size, not a return setting](https://www.rupeecase.com/blog/2026-06-16-morning-focused-alpha-5-spotlight/): Strategy Spotlight. A friend forwarded me a card off the marketplace last week. The one with the steepest line on it.
- [the highest Sharpe you can actually hold](https://www.rupeecase.com/blog/2026-06-15-evening-large-midcap-spotlight/): Strategy Spotlight. Pulled the RupeeCase marketplace table again this evening and caught myself doing the exact thing I warn everyone else about.
- [Risk contribution vs capital weight](https://www.rupeecase.com/blog/2026-06-15-morning-6040-risk-vs-capital/): Portfolio Theory. A friend showed me his \"balanced\" portfolio on Saturday. 60 percent equity, 40 percent debt.
- [Idcw Vs Growth](https://www.rupeecase.com/blog/2026-06-15-morning-idcw-vs-growth/): Systematic Investing. A cousin texts me a screenshot on Saturday morning. His mutual fund declared a dividend, Rs 12000 landed in his account, and he is genuinely thrilled.
- [SIP start-date is the input you cannot buy back](https://www.rupeecase.com/blog/2026-06-14-evening-cost-of-waiting/): Systematic Investing. A friend turned 35 last week and asked, a little embarrassed, whether it was too late to start a SIP.
- [the tax you pay for someone else's trades](https://www.rupeecase.com/blog/2026-06-14-morning-pms-vs-mf-tax-drag/): Systematic Investing. A friend was deciding between a mutual fund and a PMS running roughly the same strategy.
- [Alpha Is Beta In Disguise](https://www.rupeecase.com/blog/2026-06-12-evening-alpha-is-beta-in-disguise/): Systematic Investing. A friend forwarded me a fund deck last night. 16.5 pct a year for ten years against the index at 12.5.
- [Earnings Quality Five Lines](https://www.rupeecase.com/blog/2026-06-12-morning-earnings-quality-five-lines/): Systematic Investing. A midcap's Q4 press release landed in a group chat I am on yesterday evening.
- [why the optimized portfolio loses to the boring one](https://www.rupeecase.com/blog/2026-06-11-evening-optimizer-error-maximizer/): Systematic Investing. A friend showed me his portfolio spreadsheet on Sunday. He had run Solver on five years of returns and it handed back weights to two decimal places.
- [TRI vs price index](https://www.rupeecase.com/blog/2026-06-11-morning-tri-vs-price-index/): Systematic Investing. A friend forwarded me a fund factsheet last night. The pitch line was right at the top.
- [time in the market vs timing the market](https://www.rupeecase.com/blog/2026-06-10-evening-sip-vs-lump-sum/): Systematic Investing. A friend sold a flat last month. For the first time he had a genuinely large number sitting in one account, and it made him nervous.
- [the finder's fee you pay forever](https://www.rupeecase.com/blog/2026-06-10-morning-direct-vs-regular-plan/): Systematic Investing. A friend has held the same equity fund for years. He bought it through his bank relationship manager, picked it once, and never thought about it again.
- [Eps vs Fcf](https://www.rupeecase.com/blog/2026-06-09-morning-eps-vs-fcf/): Systematic Investing. A friend texted me a screenshot last week. A midcap whose earnings per share had grown roughly thirty percent two years running.
- [Allcap Spotlight](https://www.rupeecase.com/blog/2026-06-08-evening-allcap-spotlight/): Strategy Spotlight. Pulled the cap-curve table again last week, the one I keep on a sticky note, and landed on the same quiet contradiction I always do.
- [Why your sell is not cash yet](https://www.rupeecase.com/blog/2026-06-08-morning-t1-settlement/): Systematic Investing. A friend sold a chunk of his portfolio on a Friday. He needed cash for a weekend payment, and selling felt like the fast way to get it.
- [the raise that never reaches your portfolio](https://www.rupeecase.com/blog/2026-06-05-evening-lifestyle-creep/): Personal Finance. A friend got his third raise in three years last month. He earns nearly double what he did when we met.
- [Off Balance Sheet Debt](https://www.rupeecase.com/blog/2026-06-05-morning-off-balance-sheet-debt/): Systematic Investing. A friend sent me an investor deck last week. Net debt to EBITDA of 1.2.
- [the lower number is your profile](https://www.rupeecase.com/blog/2026-06-04-evening-risk-capacity-vs-tolerance/): Systematic Investing. A friend texted me last week to put him in the highest growth strategy on the shelf.
- [Survivorship Bias](https://www.rupeecase.com/blog/2026-06-04-morning-survivorship-bias/): Systematic Investing. A friend forwarded me a backtest last week. Beautiful curve. A basket of fifty large caps, run over ten years, and the line never had a lost decade.
- [The pop is not the business](https://www.rupeecase.com/blog/2026-06-03-evening-ipo-grey-market-signal/): Systematic Investing. A friend pinged me before an IPO last week. \"Grey market is showing 60, should I apply?\" Fair question.
- [the day the market did not let you sell](https://www.rupeecase.com/blog/2026-06-03-morning-circuit-breakers/): Systematic Investing. A friend texted me at 9:20 one morning a few years back. \"The app won't let me sell.\" He thought something was broken.
- [Goal-Based Investing](https://www.rupeecase.com/blog/2026-06-02-evening-goal-based-investing/): Personal Finance. A friend texted me on Saturday asking which fund to pick for his daughter's college.
- [six funds, three apps, one portfolio you have never seen in one place](https://www.rupeecase.com/blog/2026-06-02-morning-cas-consolidation/): MF vs PMS vs RupeeCase. A friend told me last week he was well diversified. Six funds, three different apps, everything green.
- [LargeCap Multi Asset Spotlight](https://www.rupeecase.com/blog/2026-06-01-evening-largecap-multi-asset-spotlight/): Strategy Spotlight. A friend sorted the RupeeCase marketplace by returns last week and stopped scrolling about a third of the way down.
- [the amplifier nobody prices in](https://www.rupeecase.com/blog/2026-06-01-morning-operating-leverage/): Corporate Finance. A midcap industrial reported last week. Sales down 10%. Operating profit down 40%.
- [Asset Allocation As Alpha](https://www.rupeecase.com/blog/2026-05-31-evening-asset-allocation-as-alpha/): Systematic Investing. A friend spent his entire Sunday comparing two large-cap funds. Spreadsheet open, expense ratios lined up, five year charts side by side.
- [the small-cap edge is a regime, not a rule](https://www.rupeecase.com/blog/2026-05-31-morning-size-factor-decoded/): Factor Models. A friend forwarded me a small-cap fund chart on Sunday morning. Five years, straight up and to the right.
- [RBI Repo Duration](https://www.rupeecase.com/blog/2026-05-30-evening-rbi-repo-duration/): Systematic Investing. A friend texted me last night. RBI meets the first week of June, the whole timeline says a cut is coming, and he wanted to know whether to move money into
- [Herding And Social Proof . By The Time The Group Agrees, The Trade Is Finished](https://www.rupeecase.com/blog/2026-05-30-morning-herding-social-proof/): Factor Models. Saturday morning. The family WhatsApp group lights up. Someone forwards a stock that has already doubled, with one line under the chart .
- [Sharpe . Sortino . Calmar](https://www.rupeecase.com/blog/2026-05-29-evening-sharpe-sortino-calmar/): Systematic Investing. Friend pulled up three MF factsheets at Friday chai. CAGRs hovering between 13 and 20 pct on the same five-year window.
- [Term Insurance Sum Assured](https://www.rupeecase.com/blog/2026-05-29-morning-term-insurance-sum-assured/): Personal Finance. Friend on a chai-call last week asked if his Rs 2 crore term cover was enough.
- [ROCE vs WACC . Capital Destroyed Politely](https://www.rupeecase.com/blog/2026-05-28-evening-roce-vs-wacc/): Systematic Investing. Friend forwarded a screenshot Thursday evening. Midcap industrial. Sales up 9 pct YTD.
- [Hybrid Three Meanings](https://www.rupeecase.com/blog/2026-05-28-morning-hybrid-three-meanings/): Strategy Spotlight. Saturday morning. Friend's WhatsApp lands with a question that sounds simple.
- [Methodology Read . Recipe Versus Paragraph](https://www.rupeecase.com/blog/2026-05-27-evening-methodology-open-rule/): Systematic Investing. Friend forwards a PMS factsheet on Wednesday evening. Twelve pages of marketing.
- [Factor Crowding And Decay . Every Anomaly Published Is A Factor In Decay](https://www.rupeecase.com/blog/2026-05-27-morning-factor-crowding-decay/): Systematic Investing. Monday morning. Friend forwards a smart beta brochure. Cover number \"Backtested 18 pct CAGR since 2008.\" Small print at the bottom .
- [Gold Structural Vehicle Math . Read The Door Before The Metal](https://www.rupeecase.com/blog/2026-05-26-evening-gold-structural-vehicle/): Systematic Investing. Cousin's WhatsApp lands Tuesday evening. a gold-price service screenshot. Gold at $4720.
- [Sunk Cost Trap . The First Loss Is The Cheapest](https://www.rupeecase.com/blog/2026-05-26-morning-sunk-cost-trap/): Systematic Investing. Sunday evening. Friend's brokerage app open on the kitchen table. One position 35 pct red.
- [Focused Largecap 20 Spotlight](https://www.rupeecase.com/blog/2026-05-25-evening-focused-largecap-20-spotlight/): Strategy Spotlight. This morning we wrote about position sizing. Full Kelly is a graveyard with the right tombstone math.
- [Position Sizing . Kelly Criterion](https://www.rupeecase.com/blog/2026-05-25-morning-position-sizing-kelly/): Portfolio Theory. Monday morning. Friend forwards a WhatsApp on a \"high conviction\" trade.
- [DuPont ROE Decomposition](https://www.rupeecase.com/blog/2026-05-24-evening-dupont-roe-three-stories/): Corporate Finance. Saturday afternoon. Friend forwards a screenshot of three Nifty 200 stocks.
- [NPS vs PPF vs ELSS . The Order Matters More Than The Rate](https://www.rupeecase.com/blog/2026-05-23-evening-nps-ppf-elss-order/): Systematic Investing. Friend rang up on a chai call this evening. Fresh financial year just started.
- [Multi Factor Stacking](https://www.rupeecase.com/blog/2026-05-23-morning-multi-factor-stacking/): Factor Models. Saturday morning. Friend forwards a smart beta brochure. Five factors stacked into one fund.
- [Conservative Starter . Risk Profile First](https://www.rupeecase.com/blog/2026-05-22-evening-conservative-starter-risk-profile/): Systematic Investing. Saturday morning. Friend's brokerage app open. Two strategies side by side.
- [Rebalance Cadence Latency](https://www.rupeecase.com/blog/2026-05-22-morning-rebalance-cadence-latency/): MF vs PMS vs RupeeCase. Friday evening. Friend forwards a screenshot of his smallcase, the one with the friendly name and the slick onboarding.
- [Recency Bias + Factor Crowding](https://www.rupeecase.com/blog/2026-05-21-evening-recency-bias-factor-crowding/): Market Mechanics + Behavioural. Thursday night. Friend texts a screenshot of a smallcase up 60 percent YTD.
- [Volatility Drag](https://www.rupeecase.com/blog/2026-05-21-morning-volatility-drag/): Portfolio Theory. Monday morning. Friend forwards two MF factsheets. Both print \"10Y average annual return 12 pct\" in big type at the top.
- [Cash vs Profit](https://www.rupeecase.com/blog/2026-05-20-evening-cash-vs-profit/): Market Mechanics + Behavioural. Tuesday afternoon at the desk. Two Q4 results land in the same hour. Two midcap industrials.
- [Fii Flow Signal Vs Noise](https://www.rupeecase.com/blog/2026-05-20-morning-fii-flow-signal-vs-noise/): Systematic Investing. Tuesday close. Three numbers on the desk. FII net buyer plus Rs 1329 cr.
- [Emergency Fund . Six Months Rule + Vehicle Stack](https://www.rupeecase.com/blog/2026-05-19-evening-emergency-fund-vehicle/): Systematic Investing. Sunday chai with a friend. He asks how big his emergency fund should be.
- [Cheap For A Reason . Value vs Trap](https://www.rupeecase.com/blog/2026-05-19-morning-cheap-for-a-reason-value-trap/): Systematic Investing. Sunday morning. A friend forwards a screenshot. The 30 cheapest stocks in Nifty 500 sorted by trailing P/E.
- [Allcap Multi Asset Spotlight](https://www.rupeecase.com/blog/2026-05-18-evening-allcap-multi-asset-spotlight/): Portfolio Theory. Monday evening, factsheet on the screen. The strategy quoted its Sharpe ratio before its CAGR.
- [Day 364 vs Day 366](https://www.rupeecase.com/blog/2026-05-18-morning-stcg-cliff-day-364/): Systematic Investing. A friend texted me Monday morning. He wanted to redeem an equity mutual fund the next day.
- [Efficient Frontier](https://www.rupeecase.com/blog/2026-05-17-morning-efficient-frontier/): Portfolio Theory. Sunday morning. Friend over chai. Says he is 100 pct equity. Asks why he would add gold to the book if gold compounds slower than equity.
- [Sharpe Ratio Decoded](https://www.rupeecase.com/blog/2026-05-15-evening-sharpe-ratio-decoded/): Systematic Investing. Friend forwarded a fund factsheet on Saturday evening. Highlighted the 14 pct CAGR over five years.
- [Quality Factor](https://www.rupeecase.com/blog/2026-05-15-morning-quality-factor/): Factor Models. Friend opened his brokerage app on Friday after the four day rout. His boring stack of staples and pharma barely moved.
- [INR Record Low Redistribution](https://www.rupeecase.com/blog/2026-05-14-evening-inr-record-low-redistribution/): Systematic Investing. Wednesday at the desk. USD INR printed 95.85 today. Fresh record. Brent held above 105 for the third session running.
- [Sequence Of Returns Risk](https://www.rupeecase.com/blog/2026-05-14-morning-sequence-of-returns/): Portfolio Theory. Friend asked over Saturday chai if he could retire at fifty. One crore in the corpus.
- [2W Rebalance Tax Math](https://www.rupeecase.com/blog/2026-05-13-evening-2w-rebalance-tax-math/): Strategy Spotlight. Friend pinged on Tuesday evening with the same WhatsApp objection I have heard maybe fifty times now.
- [Mental Accounting](https://www.rupeecase.com/blog/2026-05-13-morning-mental-accounting/): Market Mechanics + Behavioural. Cousin got his Diwali bonus last October. Two lakh straight in. The TV upgrade was done by Friday.
- [Microcap . The Deeper You Go](https://www.rupeecase.com/blog/2026-05-12-evening-microcap-deeper-cap-curve/): Strategy Spotlight. Friend asked over the weekend why we do not just push every rupee into microcap.
- [Prepay vs Invest](https://www.rupeecase.com/blog/2026-05-12-morning-loan-prepay-vs-invest/): Personal Finance. Friend asked over coffee whether to prepay his home loan or invest the same five lakh instead.
- [Momentum Factor Primer](https://www.rupeecase.com/blog/2026-05-11-evening-momentum-primer/): Systematic Investing. Saturday morning. A friend WhatsApps me a screenshot of a momentum smallcase down 18 percent for the year.
- [Rolling Returns vs CAGR](https://www.rupeecase.com/blog/2026-05-11-morning-cagr-vs-rolling-returns/): Systematic Investing. Monday morning. A friend forwards a fund brochure with the headline \"18 percent CAGR since 2018\".
- [Diversification Cliff](https://www.rupeecase.com/blog/2026-05-10-evening-diversification-cliff/): Portfolio Theory. Sunday afternoon I pulled up two crisis charts side by side. March 2008.
- [Brent Absorbers vs Amplifiers](https://www.rupeecase.com/blog/2026-05-10-morning-brent-absorbers-vs-amplifiers/): Systematic Investing. Saturday morning. Friend's brokerage app open on the kitchen counter. Nifty was basically flat for the week.
- [MF True Cost Stack](https://www.rupeecase.com/blog/2026-05-09-evening-mf-true-cost-stack/): MF vs PMS vs RupeeCase. Friend texted his MF statement on Saturday morning. KIM at the top said TER 1.65 percent.
- [Anchoring On Your Buy Price](https://www.rupeecase.com/blog/2026-05-09-morning-anchoring-buy-price/): Market Mechanics + Behavioural. Saturday morning. Filter coffee. My buddy slides his brokerage app across the kitchen counter and shows me a position that has been red for three years.
- [SIP XIRR vs Absolute](https://www.rupeecase.com/blog/2026-05-08-evening-sip-xirr-vs-absolute/): Personal Finance. Cousin showed me his SIP statement over chai last Sunday. Number at the bottom said 33 pct.
- [Low Volatility Anomaly](https://www.rupeecase.com/blog/2026-05-08-morning-low-vol-anomaly/): Factor Models. Friend asked me a question last week that took me an hour to answer properly.
- [Rebalancing Harvests Volatility](https://www.rupeecase.com/blog/2026-05-07-evening-rebalancing-harvests-volatility/): Systematic Investing. ``` Friend pulled his CAS out over coffee on Saturday. He had been upset about his five-fund SIP underperforming the index by a margin he could not explain
- [Stops in feel not math . 07 May 2026 morning . RupeeCase](https://www.rupeecase.com/blog/2026-05-07-morning-stops-in-feel-not-math/): Systematic Investing. Friend texted me last week. He had been holding a name for two years. Got stopped out on a Tuesday at the recent low.
- [Flow vs Direction](https://www.rupeecase.com/blog/2026-05-06-evening-fii-flow-not-direction/): Market Mechanics + Behavioural. ``` Got a message yesterday. Smart guy, runs his own portfolio. He had read that FII outflows in 2026 just crossed the entire 2025 number, and he was askin
- [How Many Stocks Do You Own](https://www.rupeecase.com/blog/2026-05-06-morning-midcap-dilution-math/): Systematic Investing. Friend showed me his portfolio over coffee last weekend. Seven mutual funds.
- [Drawdown Real KPI](https://www.rupeecase.com/blog/2026-05-05-evening-drawdown-real-kpi/): Systematic Investing. Pulled the data on the 16 RupeeCase strategies last week and stopped on one comparison.
- [The Cadence Question](https://www.rupeecase.com/blog/2026-05-05-morning-2-week-rebalance/): Systematic Investing. Pulled the rebalance log on RupeeCase Large Midcap this week. The strategy moved 131 times in five years.
- [Smallcap . The Honest Year](https://www.rupeecase.com/blog/2026-05-04-evening-smallcap-honest-year/): Strategy Spotlight. Tonight every chart show is going to talk BJP wins across states. By Tuesday open every retail screen will be tilting toward the domestic growth basket.
- [Active MF Stripped](https://www.rupeecase.com/blog/2026-05-04-morning-active-largecap-mf-stripped/): Systematic Investing. Stripped down HDFC Top 100 Fund last weekend. 29 years live. Rs 38432 Cr AUM.
- [Sharpe Ratio Decoded](https://www.rupeecase.com/blog/2026-05-04-morning-sharpe-ratio-decoded/): Systematic Investing. Pulled the Sharpe numbers across the marketplace last week. Wanted to know which strategy earned its return cleanly and which one earned it by sitting thro
- [Risk Profile Fit](https://www.rupeecase.com/blog/2026-05-03-evening-risk-profile-fit/): Systematic Investing. Asked myself the question I keep forgetting to ask the people I onboard.
- [PMS 2 and 20 Math](https://www.rupeecase.com/blog/2026-05-03-morning-pms-2-and-20-math/): Systematic Investing. Pulled the fee math on a 2-and-20 PMS structure last week. Not the abstract version.
- [Energy Basket](https://www.rupeecase.com/blog/2026-05-02-evening-energy-basket-satellite/): Strategy Spotlight. Saturday evening I am sitting with the Energy Basket factsheet open. Most volatile card on the RupeeCase marketplace.
- [RupeeCase Nifty Starter](https://www.rupeecase.com/blog/2026-05-02-evening-rupeecase-nifty-starter/): Systematic Investing. ``` Most people pick their first systematic strategy by chasing the highest CAGR they can find.
- [5 vs 20 vs 50](https://www.rupeecase.com/blog/2026-05-02-morning-concentration-vs-diversification/): Strategy Spotlight. Saturday morning I am laying three RupeeCase strategy backtests next to each other on the same screen.
- [Equal Weight vs Cap Weight](https://www.rupeecase.com/blog/2026-05-02-morning-equal-weight-vs-cap-weight/): Systematic Investing. ``` Pulled the NIFTY 50 weights this morning. Wanted to test something.
- [MF Cost Stack](https://www.rupeecase.com/blog/2026-05-02-morning-mf-cost-stack/): MF vs PMS vs RupeeCase. Saturday morning I am staring at an AMFI factsheet for an average regular-plan large-cap active equity scheme.

## Comparisons and tools

- [Compare RupeeCase vs mutual funds, ETFs, smallcase](https://www.rupeecase.com/compare)
- [Risk profile assessment | 28 questions, SEBI-aligned](https://www.rupeecase.com/risk-profile)
- [Stocks held by the index algos | 254 NSE stock pages](https://www.rupeecase.com/stocks/): every stock on a published list, with the algos that hold it, its sector and its entries and exits
- [Sectors held across the book | one page per NSE sector with weights and entry/exit history](https://www.rupeecase.com/sectors/)
- [Rebalance record | every published list by date](https://www.rupeecase.com/rebalance/)

## Sectors | which index algos hold what

- [Automobile and Auto Components](https://www.rupeecase.com/sectors/automobile-and-auto-components): Automobile and Auto Components on NSE: held by 13 of 18 RupeeCase index algos on their latest lists (9 stocks, up to 8% of a list). Composition by year, entries
- [Capital Goods](https://www.rupeecase.com/sectors/capital-goods): Capital Goods on NSE: held by 17 of 18 RupeeCase index algos on their latest lists (58 stocks, up to 50% of a list). Composition by year, entries and exits
- [Chemicals](https://www.rupeecase.com/sectors/chemicals): Chemicals on NSE: held by 8 of 18 RupeeCase index algos on their latest lists (12 stocks, up to 10% of a list). Composition by year, entries and exits since May
- [Construction](https://www.rupeecase.com/sectors/construction): Construction on NSE: held by 8 of 18 RupeeCase index algos on their latest lists (5 stocks, up to 4% of a list). Composition by year, entries and exits since
- [Construction Materials](https://www.rupeecase.com/sectors/construction-materials): Construction Materials on NSE: held by 2 of 18 RupeeCase index algos on their latest lists (1 stocks, up to 4% of a list). Composition by year, entries and
- [Consumer Durables](https://www.rupeecase.com/sectors/consumer-durables): Consumer Durables on NSE: held by 8 of 18 RupeeCase index algos on their latest lists (7 stocks, up to 6% of a list). Composition by year, entries and exits
- [Consumer Services](https://www.rupeecase.com/sectors/consumer-services): Consumer Services on NSE: held by 4 of 18 RupeeCase index algos on their latest lists (7 stocks, up to 7% of a list). Composition by year, entries and exits
- [Fast Moving Consumer Goods](https://www.rupeecase.com/sectors/fast-moving-consumer-goods): Fast Moving Consumer Goods on NSE: held by 15 of 18 RupeeCase index algos on their latest lists (13 stocks, up to 10% of a list). Composition by year, entries
- [Financial Services](https://www.rupeecase.com/sectors/financial-services): Financial Services on NSE: held by 16 of 18 RupeeCase index algos on their latest lists (31 stocks, up to 25% of a list). Composition by year, entries and exits
- [Healthcare](https://www.rupeecase.com/sectors/healthcare): Healthcare on NSE: held by 13 of 18 RupeeCase index algos on their latest lists (27 stocks, up to 100% of a list). Composition by year, entries and exits since
- [Information Technology](https://www.rupeecase.com/sectors/information-technology): Information Technology on NSE: held by 7 of 18 RupeeCase index algos on their latest lists (9 stocks, up to 11% of a list). Composition by year, entries and
- [Media, Entertainment & Publication](https://www.rupeecase.com/sectors/media-entertainment-publication): Media, Entertainment & Publication on NSE: held by 4 of 18 RupeeCase index algos on their latest lists (4 stocks, up to 4% of a list). Composition by year
- [Metals & Mining](https://www.rupeecase.com/sectors/metals-mining): Metals & Mining on NSE: held by 16 of 18 RupeeCase index algos on their latest lists (14 stocks, up to 40% of a list). Composition by year, entries and
- [Oil, Gas & Consumable Fuels](https://www.rupeecase.com/sectors/oil-gas-consumable-fuels): Oil, Gas & Consumable Fuels on NSE: held by 7 of 18 RupeeCase index algos on their latest lists (5 stocks, up to 7% of a list). Composition by year, entries
- [Power](https://www.rupeecase.com/sectors/power): Power on NSE: held by 17 of 18 RupeeCase index algos on their latest lists (16 stocks, up to 50% of a list). Composition by year, entries and exits since May
- [Realty](https://www.rupeecase.com/sectors/realty): Realty on NSE: held by 8 of 18 RupeeCase index algos on their latest lists (5 stocks, up to 5% of a list). Composition by year, entries and exits since May
- [Services](https://www.rupeecase.com/sectors/services): Services on NSE: held by 13 of 18 RupeeCase index algos on their latest lists (6 stocks, up to 5% of a list). Composition by year, entries and exits since May
- [Telecommunication](https://www.rupeecase.com/sectors/telecommunication): Telecommunication on NSE: held by 12 of 18 RupeeCase index algos on their latest lists (7 stocks, up to 10% of a list). Composition by year, entries and exits
- [Textiles](https://www.rupeecase.com/sectors/textiles): Textiles on NSE: held by 3 of 18 RupeeCase index algos on their latest lists (3 stocks, up to 3% of a list). Composition by year, entries and exits since May
- [Utilities](https://www.rupeecase.com/sectors/utilities): Utilities on NSE: held by 4 of 18 RupeeCase index algos on their latest lists (2 stocks, up to 2% of a list). Composition by year, entries and exits since May

## Page families | one line each

- [Strategy pages, 18 pages](https://www.rupeecase.com/strategies/): URLs like /strategies/<slug>; rules, universe, cadence, model back test (Model, back tested, as of the date on the page), minimum and fee, FAQ
- [Factsheets, 18 pages](https://www.rupeecase.com/strategies/): URLs like /strategies/factsheets/<slug>; one printable page per strategy: CAGR, drawdown, Sharpe, months, costs
- [Head to head pairs, 24 pages](https://www.rupeecase.com/strategies/compare/): URLs like /strategies/compare/<a>-vs-<b>; two strategies side by side: model curves, risk figures, shared holdings
- [Tiers, 6 pages](https://www.rupeecase.com/strategies/): URLs like /strategies/by-tier/<tier>; strategies grouped by the job a slice of capital is meant to do
- [Rebalance histories, 18 pages](https://www.rupeecase.com/rebalance/): URLs like /rebalance/<slug>/; every published model rebalance with names in, out and held; CSV and Dataset
- [Stock pages, 254 pages](https://www.rupeecase.com/stocks/): URLs like /stocks/<TICKER>; which index algos list an NSE stock, since when, its sector and peers
- [Sector pages, 20 pages](https://www.rupeecase.com/sectors/): URLs like /sectors/<sector>; NSE sector share of every list, year by year, and its names
- [Fund pairs, 9 pages](https://www.rupeecase.com/compare): URLs like /compare/<pair>; an index algo against a named mutual fund
- [Versus pages, 4 pages](https://www.rupeecase.com/vs/): URLs like /vs/<option>; RupeeCase against mutual funds, PMS and AIF: fees, minimums, ownership, tax
- [Solutions, 5 pages](https://www.rupeecase.com/solutions): URLs like /solutions/<audience>; institutions, family offices, HNI and retail investors
- [Learn paths, 11 pages](https://www.rupeecase.com/learn/): URLs like /learn/path-<n>/; eleven free courses with a path test and a certificate
- [Learn modules, 70 pages](https://www.rupeecase.com/learn/): URLs like /learn/path-<n>/module-<id>-<slug>; free lessons with a quiz, a calculator, sources and an FAQ
- [Pillar guides, 5 pages](https://www.rupeecase.com/learn/): URLs like /learn/<pillar>; one guide per subject across the paths
- [Calculators, 25 pages](https://www.rupeecase.com/learn/tools): URLs like /learn/tools/<tool>; free calculators (WebApplication) with the formula, a worked example and an FAQ
- [Glossary, 1 page](https://www.rupeecase.com/learn/glossary): URLs like /learn/glossary; investing terms in plain words (DefinedTermSet)
- [Guides, 36 pages](https://www.rupeecase.com/guides/): URLs like /guides/<slug>; long form answers to one investor question each, with a worked Indian example, sources and an FAQ (Article, HowTo)
- [Blog notes, 197 pages](https://www.rupeecase.com/blog/): URLs like /blog/<date>-<slug>/; short educational notes by Tanmay Kurtkoti, each linked to a free module
- [Blog topics, 8 pages](https://www.rupeecase.com/blog/): URLs like /blog/topic/<topic>/; the notes grouped by subject, in reading order
- [Podcast episodes, 124 pages](https://www.rupeecase.com/podcast/): URLs like /podcast/episodes/<date>; The Tanmay Edge pre-market episodes: chapters, takeaways, the graded calls
- [Podcast archives, 8 pages](https://www.rupeecase.com/podcast/season-2/): URLs like /podcast/<yyyy-mm>/; episodes by month and season with the hit rate
- [Prediction track record](https://www.rupeecase.com/track-record): every Tanmay Edge call graded against NSE data (Dataset)

## About

- [Tanmay Kurtkoti](https://www.rupeecase.com/about): founder of QC Alpha and RupeeCase, 17+ years in Indian equities and derivatives, NISM Series XV Research Analyst certified, host of The Tanmay Edge
- [Privacy and DPDP](https://www.rupeecase.com/privacy-policy)
- [Terms](https://www.rupeecase.com/terms)
- [Disclaimers](https://www.rupeecase.com/disclaimers)
- [Grievance redressal](https://www.rupeecase.com/grievance)

## Optional

- [Full strategy data | JSON](https://www.rupeecase.com/data/strategies.json)
- [Multi-strategy NAV time series | JSON](https://www.rupeecase.com/data/nav-multi-strategy.json)
- [Podcast prediction trail | JSON](https://www.rupeecase.com/data/podcast-prediction-trail.json)
- [Sitemap index](https://www.rupeecase.com/sitemap-index.xml)
- [Full corpus | llms-full.txt](https://www.rupeecase.com/llms-full.txt)